Condo/Town Homes

A condo insurance policy covers any damages to your unit’s structure and your personal belongings caused by certain perils, such as fire or vandalism. You don’t have to own a house to protect the things you love – your condo is your home, and it deserves to be treated like one.

Condo buildings generally have condo associations that insure the outer structure of the building and areas that are shared by multiple owners. Meanwhile, condo owners are responsible for insuring their own units and belongings.

Your condo or townhome owner’s policy is separate from your condominium owners association’s insurance. The association’s policy, combined with yours, helps ensure that you have the coverage you need.