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Boats & Water Crafts
Coverages for Boat Insurance policy:
Physical damage coverage:
- May help to repair or replace the insured’s boat if they are involved in an accident.
- Typically pays for damage or loss to a boat caused by collision as well as comprehensive losses (such as theft, fire or vandalism).
Watercraft liability coverage: Provides coverage if you are legally responsible for bodily injury to others and property damage while operating your insured watercraft.